There is concern that most over-55s are not financially preparing sufficiently for the point in life when they will need to purchase mobility equipment and other care.
New research from Which? has claimed that while one in 10 older people face care costs of over £100,000 just 12% of adults aged 55 or over have have put aside money to pay for any future care needs.
Only a third (34%) of over-55s had discussed their preferences for care in later life with a friend or relative, while a fifth (19%) said they did not even know where to look for information about care.
Which? is now calling on the Government to use this autumn’s social care green paper to create a social care system that works for consumers and helps them make positive living choices, “before crisis-point”.
In spite of the financial concerns, 92% of respondents said they would make adaptations to their homes to aid mobility, such as installing a stairlift or low-cost aids.
Meanwhile, 89% would use outside mobility aids, such as a mobility scooter or walking stick. 7
The survey was carried out as part of Which?’s new report, Beyond Social Care: Keeping Later Life Positive.
As the Government prepares its forthcoming green paper on social care, Which? said its research signals that “any policy proposals that put the burden of planning for care on ordinary people may be doomed to fail”.
Which? managing director of public markets, Alex Hayman, said: “The broken social care system cannot continue to fail older people and their families in delivering high-quality, affordable care when they most need support.
“The Government must recognise that most people won’t have made extensive plans for their care, so the system must be designed to help people get the support they need at a time of crisis and stress for themselves and their loved ones.”